Insight and Opinion into Financial Planning Matters

A joint webinar with 7IM and Schroders on the subject of ‘Risk Targeting in Uncertain Times’ (19 April) was well attended, with plenty of interesting debate and questions from the audience. The main spotlight was on how risk targeting works and why there is increasing traction in the retail market for outcome-orientated solutions. Also, a focus was on how asset managers run their portfolios efficiently and flexibly to navigate the uncertain macro and political background, while maintaining a consistent risk profile within Dynamic ...

The core of our process is a combination of quantitative and qualitative analysis. The quantitative analysis combines measures of performance, risk, outperformance frequency and tracking error relative to the Dynamic Planner Asset and Risk Model....

In the dark days pre-RDR, firms might ask whether a client was high, medium or low risk. If they gave the middle answer, the client would be prescribed a ‘balanced’ fund made up of a mix of asset types: cash, bonds, equities and property. As with any population, most people fall in the middle of the distribution and balanced products sold well. Insurers and banks created huge funds into which the majority of investors were advised or sold....

Schroders has partnered with Dynamic Planner, the market leading provider of digital risk profiling and financial planning services for financial advisers, to launch five risk targeted funds....

The quarterly Dynamic Planner Investment Committee (IC) met on Thursday 25th October to review its latest capital market assumptions. Given the continuing uncertainty across the global economic and political stage, there certainly was plenty to discuss. And then there was the 30th anniversary of the 1987 stock market crash – which has inevitably generated considerable Press comparisons with the health of the current equity bull market, which is proving to be one of the most ‘unloved’ ever experienced....